New Asia Solutions
5 min read

In this article we'll take a look at our comprehensive range of new and existing payment solutions for the Asian market, linking multiple territories and billions of potential customers through our centralised payment gateway:

Alipay

Alipay is a digital wallet in China that has more than a billion active users worldwide. Users can pay on the web or on a mobile device using login credentials or their Alipay app. Alipay payments have a low risk of fraud because the customer must authenticate the payment. It works as a mobile wallet-based payment method, similar to the likes of Apple Pay or Google Pay.

Countries supported:

  • China 

Cards

In some parts of Asia cards are the dominant force like seen with Japan.

  • Japan - JCB

Local Bank Transfer

Our local bank transfer solutions integrate directly with your clients online banking system. Online banking is crucial across Asia, making up 7% of all online transactions. With the rise of e-commerce during the pandemic, there are clear signs of the rise in online and digital payments in Asia.

Countries supported:

  • Bangladesh
  • Cambodia
  • Hong Kong (Faster Payments)
  • India (IMPS)
  • Indonesia
  • Laos
  • Malaysia (and FPX)
  • Myanmar
  • Pakistan
  • Philippines
  • Singapore (and PayNow)
  • Turkey (Havale)
  • Vietnam

Mobile Money

Countries supported:

  • Myanmar (KBZPay & Wave)
  • Vietnam (MOMO Pay)

P2P Bank Transfer (Peer to Peer)

Peer to peer (P2P) payment apps have emerged as a convenient alternative to cash payments, as they enable digital payments and money transfers between consumers in an easy and quick manner. Widely used across China this solution allows for quick and easy transfers between customer and merchant. Depending on the service, a P2P payment can be completed in a few minutes to a couple of days. It should be noted that only consumers using the same P2P system can transfer funds among themselves.

Countries supported:

  • Bangladesh
  • China

P2C Bank Transfer (Peer to Corporate)

A real-time payments method that allows individuals to transfer funds to specific local business corporate accounts. With this solution we tend to see higher ticket sizes available, and funds settle at the time they appear in the account.

Countries supported:

  • Bangladesh
  • Vietnam

QR Payment

Quick Response Code Payment is a quick and easy solution with greater storage capacity compared to standard barcodes. Southeast Asian countries are beginning to successfully link their payment systems. QR code payments can be used across borders, without the sting of fees or the burden of cards and cash.

Countries supported:

  • China
  • Malaysia
  • Indonesia (QRIS)
  • Philippines (QRPH)
  • Thailand
  • Vietnam 

UnionPay

Countries supported:

  • China 

UPI

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing and merchant payments into one hood. In the roughly seven years since it was launched, UPI has accrued 260 million users and been a decisive factor in India’s embrace of cashless payments thanks to its ease of use and interoperability.

Countries supported:

  • India - now offering UPI P2P QR, UPI Semi Intent & UPI Intent (and IMPS)

VA (Virtual Account) Deposit

Virtual Accounts is a very popular local payment method in Indonesia and South Korea that allows customers to pay from ATMs, Internet banking or mobile banking using a unique 16-digit payment code. Virtual accounts are similar to bank account numbers, however this method does not expose users' bank account information. With 60-80% of transactions in Indonesia occurring via bank transfer VA makes it easier and faster for businesses to identify who made each transaction.

Countries supported:

  • Indonesia

Wallets

Digital wallets in Asia are experiencing explosive growth, with the region accounting for over 60% of global users - exceeding 4.8 billion users and holding two-thirds of global transaction value at over $9.8 trillion annually.

Countries supported:

  • Malaysia (Boost, DuitNow, Grabpay, ShopeePay and Touch 'n Go)
  • Philippines (GCash, Grabpay, Maya)
  • Indonesia (DANA)
  • Turkey (Papara)
  • Vietnam (Viettelpay, ZaloPay)

WeChat

Countries supported:

  • China 

 Get in touch to find out more!